The value of good automobile insurance doesn't become evident until you need it. Whether it's a small fender bender or a more involved accident, it pays to have insurance coverage that can be relied upon.

Missouri State law requires you to purchase at least a minimum amount of auto insurance. However, you may find it wise to purchase more coverage in order to protect your auto investment, pay for incurred medical expenses, and cover your legal liabilities and additional losses related to driving.

You may also need to reconsider your current policy if your family situation changes. Because marital status, number of children, and asset levels may vary over time, you should review existing policies from time to time to ensure adequate coverage.

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